Cubre las pérdidas económicas de la empresa a consecuencia de actos de deshonestidad de cualquiera de sus empleados, o destrucción, o desaparición de dinero y valores, incluyendo robo y salto dentro o fuera de los locales mientras estén siendo transportados por un mensajero, o por la entrega de mercancía o servicios a cambio de cheques falsificados, o por la falsificación de sus propios cheques. Esta póliza cubriría la deshonestidad de los empleados en el desempeño de sus labores, y se asegurarían los puestos más susceptibles a que se presenten pérdidas, fijándose límites máximos a riesgo.

Al asegurar los puestos tendríamos la ventaja de que si se producen cambios no tendrían que ser notificados y por lo tanto, estarían cubiertos automáticamente los sustitutos que funcionen temporal o definitivamente en cada posición.

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